From the category archives:

Budgeting

Free Budgeting Software

by Mindi Cherry on May 13, 2010

in Budgeting, Freebies

So it seems that I am a little “late to the party” on this one, because I have been hearing about Mint.com for a while and just now tried it!
What can you do with Mint?

Include all of your accounts in one place (Savings, Investments, Checking Account, Credit Card, etc)
Create & manage budgets online
Manage your [...]

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As of today, you have 141 days until Christmas
I’ll wait while you hurl your summer drink of choice at me for even mentioning Christmas before Labor Day
Done?  ‘kay!
When this post popped up in my feedreader this morning, I got to thinking:  “Christmas?  It’s blasphemous to even think about Christmas shopping before Halloween” (despite what the department store decorating [...]

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Guest Post: 4 Steps to Tackle Your Debt TODAY

by Mindi Cherry on March 4, 2009

in Budgeting, general

As some of you know, my middle child is having an outpatient procedure today and I will be at the hospital with him most of the day.  Thanks to Trisha for this great post!
Millions of Americans are facing a bleak year with a poor economy and rising levels of debt.  If you are losing sleep [...]

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The Importance of An Emergency Fund

by Mindi Cherry on December 6, 2008

in Budgeting

If you are trying to get out of debt, you may be following Dave Ramsey and his Total Money Makeover or some variation of his advice. 
When I first bought the Total Money Makeover 6 months ago, I read it in two days and told Brad “This is what we are going to do!”.  He was [...]

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Guest Post: Teaching Children About Money

by Mindi Cherry on November 29, 2008

in Budgeting, frugal living

Thanks to Nicole at Frugal Is Fabulous for today’s guest post.  Please be sure to check out her site!
One thing my parents were really good at was teaching me about money. I grew up knowing that money was not to be wasted and that I couldn’t have everything I wanted. I am so grateful for [...]

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Tracking and Banking Your Grocery Savings

by Mindi Cherry on November 12, 2008

in Basics, Budgeting, general

People come to frugal living and couponing for so many reasons. It could be a sudden change in the finances, fear over rising prices, a simple desire to cut back on expenses…or even just because you want to “play the game” to see how much free stuff you can get.
Now that you are saving money, [...]

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Baby Steps to Switching to a Cash Envelope System

by Mindi Cherry on September 17, 2008

in Budgeting

As mentioned before, we converted our household to our own little cash-based economy this Summer.  While the system may not be for everyone, it is working remakably well for us and I cannot encourage you enough to give it a try!  Believe me when I tell you – NOTHING that I have done in the last two [...]

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Recent events have proven that even the mightiest of companies can fall.  Between bank failures, declining retail sales and the housing market being slow, far too many people are suddenly being put out of work.  When you combine that with rising gas and grocery prices and the fact that consumer credit is at an all-time [...]

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Life Takes Cash – Week 1 Results

by Mindi Cherry on August 11, 2008

in Budgeting, general

Cute name for my new project, eh? 
That “Life takes Visa” commercial has always annoyed me, even when I used to swipe my card like a drunken shopaholic.  The whole idea that people who want to pay cash or even ::gasp!:: a check  are annoying to others just struck me the wrong way!. (I could rant [...]

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